Turn Payment Declines into Approved Revenue
Don't Let Declined Transactions Sabotage Your Revenue.
For high-risk merchants, high decline rates are a constant battle, directly impacting your bottom line and frustrating legitimate customers. Attempting to salvage these transactions manually is often impossible, and improperly handling card data for retries creates significant PCI compliance risks and liabilities.
Introducing RVR PAY Decline AI: Intelligent Decline Salvage Technology.
RVR PAY Decline AI is our revolutionary solution engineered to intelligently rescue potentially declined transactions and convert them into approved revenue.
Using sophisticated analysis and secure, cutting-edge tokenization technology, Decline AI gives legitimate transactions a second chance at success through the most optimal merchant account.
How It Works:
When an initial transaction attempt is likely to be declined (based on gateway response codes or predictive indicators), Decline AI instantly intercepts it. Our system analyzes the transaction and identifies an alternative, better-suited merchant account from your portfolio.
Using secure tokenization technology via our partners, the payment data is securely submitted to the new MID for a retry attempt – all within milliseconds and without RVR PAY LLC ever handling raw cardholder data.
Key Features
AI-Powered Retry Logic:
Intelligently identifies optimal alternative MIDs for retry attempts.
Real-Time Decline Interception:
Acts instantly upon receiving decline indicators.
Secure Tokenization Engine:
Leverages Basis Theory to handle payment data securely, eliminating the need for you or RVR PAY LLC to store/transmit raw card details for retries.
Seamless Integration:
Works behind the scenes with your gateway and Rotate setup.
Performance Tracking:
Monitor salvage rates and recovered revenue (via Report tool).
Key Benefits
Increase Revenue
Directly boost your bottom line by converting would-be declines into approved sales.
Improve Authorization Rates
Significantly lift your overall payment approval percentages.
Enhance Customer Experience
Reduce frustration caused by false or avoidable declines.
Reduce PCI Compliance Scope & Liability
Offload the risk and complexity of handling sensitive data for retries by utilizing Basis Theory's secure tokenization and PCI Level 1 compliant environment.
Maximize Lifetime Value
Retain customers who might otherwise abandon purchases due to payment failures.
Who Is It For?
RVR PAY Decline AI is essential for high-risk merchants struggling with high decline rates who want to maximize revenue recovery safely and compliantly. It is particularly powerful when used in conjunction with RVR PAY Rotate.